Understanding People’s Attitudes Towards Pensions
Faculty of Business & Law
The overall objective is to provide a nuanced debate in relation to people’s financial well-being with an emphasis on long-term savings (pensions) and understanding of financial capability.
The project examines people’s attitudes to long-terms savings by way of pensions, and people’s financial capability.
Understanding people’s attitude to long-term savings is important because responsibility for provision is being placed more and more on the shoulders of the individual. In tandem with this shift a debate has emerged regarding people’s personal finances and how they are managed. We have seen the rise of payday lending, and arguably the over consumption of debt type of products, relative to long-term savings.
The projects seek to influence the public debate surrounding long-term savings such as pensions to fund ageing, and inform the debate on personal finance.