Saving tips for students

University life can bring new financial responsibilities, but there are lots of small steps you can take to help manage your budget. From planning your spending to making use of student discounts, these practical tips can help you make your money go further while you study.

1. 1

   Budgeting

   Create a realistic budget that includes all your expected income and expenses. Stick to it and track your spending to avoid overspending.

   Try our handy budgeting tool.

2. 2

   Part-time jobs

   If your circumstances allow, a part-time job could help supplement your income while you study.

   Becoming a student ambassador is one option. Ambassadors support activities such as Open Days, events and content creation, while earning money and gaining valuable experience alongside their studies. Take part in photo shoots, work at Open Days, or write or speak about your experiences to help prospective students learn more about university life. Look for flexible opportunities that can be balanced with your study commitments.

   Read more about finding part-time work.

3. 3

   Student discounts

   Take advantage of student discounts and deals, which may help reduce the cost of purchases such as textbooks, travel and clothing.

   Check out our online and local discounts page.

4. 4

   Save on energy bills

   There are lots of simple energy-saving adjustments you can make, from fully loading appliances before turning them on to replacing old bulbs with LED bulbs.

   You can even save on heating costs by studying in the library.

5. 5

   Meal planning

   Plan your meals and make shopping lists to avoid impulse purchases. Buy in bulk when possible and look for discounts on groceries. Try communal cooking with housemates.

6. 6

   Second-hand items

   Buy second-hand textbooks, furniture and other essentials to save money. Check online marketplaces, charity shops and campus bulletin boards.

7. 7

   Financial aid and scholarships

   Keep an eye out for financial support opportunities and scholarships that may be available to eligible students. If you qualify for any, they could help reduce your financial burden.

8. 8

   Emergency fund

   This is often the most overlooked but arguably the most important tip. Save a portion of your income as an emergency fund. Having some savings set aside may help you manage unexpected expenses and reduce the need to rely on borrowing.

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