Regulating consumer credit in the 2020s
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Friday 21 May 2021
02:00 PM - 03:30 PM
Prof Nic Ryder (University of the West of England)
Dan Jasinski (University of the West of England)
This seminar considers the Financial Conduct Authority’s (FCA) approach to consumer credit and assesses whether regulatory action taken by the FCA truly protects consumers. In particular, the impact of the cost caps on High-Cost credit are considered. Comparisons are made with the approach taken to predatory lending by regulators in the USA.