Financial Technology (FinTech) MSc
LONT069, LONT070 (with Professional Practice)
Coventry University London (City of London)
1 year full-time
18 months Extended Professional Practice
2 years part-time (UK only)
Study level: Postgraduate
Study an innovative and interdisciplinary course that aims to offer the most in-demand skills relevant in the FinTech industry to enable graduates to deliver meaningful social and economic impact.
FinTech is at the heart of the new digital ecosystem emerging across financial services. With the development of fast-growing financial technologies and the fact that businesses are becoming more consumer-oriented, there is a pressing need for experts who possess a wide range of FinTech skills.
- Obtain the skills required in the intersection of financial services and technology in an ever-changing technology-driven and technology-enabled financial ecosystem.
- Develop technical computing/software engineering skills by building end-to-end projects, alongside elements of entrepreneurship, innovation, regulation, critical thinking and decision making.
- Choose to study our FinTech MSc with Extended Professional Practice route, an 18-month option aimed at individuals who are looking to attain a deeper understanding of business in a very practical way (additional fees apply).
Global readyAn international outlook, with global opportunities
Teaching excellenceTaught by lecturers who are experts in their field
EmployabilityCareer ready graduates, with the skills to succeed
Why you should study this course
Technical competence is an intrinsic requirement of a career in FinTech, which is why we’ve embedded technological elements into every module. You’ll receive regular exposure to widely-used financial analysis software4, including Bloomberg Terminals, S&P Capital IQ, STATA and Python, and will have access to economic and financial database services like Kaggle, Quantopian and Yahoo Finance.
Study in the Square Mile, the heart of London’s financial district where you’ll be in close proximity to the Silicon Roundabout and some of the biggest FinTech companies in the UK. You’ll study on the doorstep of the industry, with potential opportunities for placements/employment2, and the chance to continue your development with FinTech employers.
This is a professionally focused course which has been devised to provide a hands-on approach where students have the opportunity to develop end-to-end industry-like projects. You’ll be taught by experienced academics with sound FinTech knowledge, who are qualified academically and professionally (please note staff may be subject to change).
To help you prepare for the fast-paced but exhilarating world of FinTech, the course includes real-life scenarios that will put your creative and problem solving abilities to the test. You may decide to apply for our FinTech MSc course with Extended Professional Practice. This is an 18-month option and is aimed at individuals who are looking to attain a deeper understanding of business in a very practical way. You are expected to spend twenty-two weeks at one (or more) host employer or campus-based setting(s) and will have the opportunity to apply theory to practice. Find out more about our Extended Professional Practice study option.
Prepare for your future
Tailored talks by experts from academia, the FinTech sector and the real world of entrepreneurship touching various areas of finance, technology, big data and leadership and held at regular intervals over the academic year to inspire and offer students vast networking opportunities within the community.
Immerse yourself in Coventry University London's global community and emerge as a talented, career-ready graduate with an international outlook.
Most of the financial courses teach you the same things over and over, whereas FinTech is different from other financial courses. My expectations were to grab the basics of technology and to know more about the sector as it successfully challenged the institutions which have been here for more than 100 years.
Building industry experience
Meney studied on our MSc Financial Technology with Extended Professional Practice, meaning that she had the opportunity to undertake an internship as part of her studies.Read Meney’s story
What you'll study
Your main study themes are:
- Research inspired teaching
Opportunities to become involved in research (for example, a group projects linked to a current research question; research-led seminars; applied case studies). Research skills and understanding is a developmental activity that will both support you throughout the course and transform your approach to problem-solving. You are encouraged to access current research and move towards greater independent learning.
- Embedded employability
You will extend your knowledge, skills, experience and attitudes through professional practice. Confident students should improve their individual, collaborative, and professional skills and attributes. You will improve your flexibility and adeptness to succeed across a range of employment futures. You will enhance your employability skills by applying conceptual knowledge to real organisations and contemporary issues, carrying out independent study and synthesising conceptual understanding within a range of complex situations. You will develop a sound judgement, personal responsibility and initiative in complex and unpredictable professional environments, and engage in networking and collaborating with industry and commercial sectors.
- Creativity and enterprise
Creative learning activities will foster your creativity, critical enquiry, reflective practice and understanding of the tools to independently manage your own continuous learning. You will be expected to demonstrate originality and self-direction in your application of relevant knowledge to new and complex situations.
- Intercultural and international engagement
You will find an emphasis on intercultural engagement and group working that will foster intercultural competency, strong sense of local, national and global community, and awareness and respect of intercultural values, languages and belief systems.
- Community contribution and responsibility
You will exhibit an awareness of sustainability and well-being issues, and the need to adopt responsible and ethical practices.
- Innovation and digital fluency
You will engage with new technologies, teaching aids and software innovations, increasing your innovative practices and exposure to the latest learning technologies available. You will rely on technologies to support innovation in learning, and to critically evaluate sources of information and apply these in complex and unpredictable situations. You will attain a significant level of digital fluency that you can apply in your professional practice.
- Originality, independent learning and critical thinking
You will show originality in the application of knowledge. Critical thinking is a meta-skill – that is, a skill that subsumes and enhances many other skills that competent professionals possess. You will develop positive and critical attitudes towards leadership, recognising when to challenge the status quo, developing a new form of ‘learning how to learn’, enabling you to take greater control of your own learning. You will be at the centre of your own learning, you will become confident in sourcing and filtering information, prioritising activities and demonstrating creative problem solving skills, developing a questioning approach to ideas and independence of thought.
The course follows a sequential learning progression while providing a hands-on approach where students have the opportunity to develop end-to-end industry-like projects. The first semester mandatory modules provide students with a systematic understanding of financial, technological, analytical and regulatory concepts. This is designed to give students an in-depth knowledge of financial services and problem-solving analytical methods used in the industry within the broader context of data science application in FinTech.
The second semester extends these core skills: students will continue progressing through “learning by doing” in a number of practice-enhanced modules that focus on FinTech strategy and entrepreneurship, current AI technologies and data science, and research.
Final semester project modules provide scope for a deeper level of knowledge and application of FinTech principles through the Dissertation, Internship* or FinTech Simulation Project modules.
FinTech Landscape and Transformations in Financial Services - 15 credits
Exposes students to this fast-growing intersection between technology and finance which is disrupting and evolving the functioning of financial services and financial intermediation.
Entrepreneurial Finance - 15 credits
You will display mastery level knowledge in areas of financial accounting, and corporate finance, gain the commercial skills required to monitor and evaluate company performance, and the negotiation skills required for successful external fundraising.
Business Analytics and Python Programming - 15 credits
In this module, students will learn hands-on with today's most compelling, leading-edge computing technologies applied to data science and business analytic platforms. Participants will learn programming skills using Python.
Risk and RegTech - 15 credits
Provides an extensive and critical understanding of current issues and concerns regarding regulation and ethics in the financial services industry.
Research Methods for Finance and Accounting - 15 credits
Prepares postgraduate students for success in their final-term internship report/dissertation and in future finance, accounting and business-related research projects.
Artificial Intelligence in Finance - 15 credits
Introduces you to Artificial Intelligence (AI), including Machine Learning (ML) technology and its potential applications in banking and finance with the use of Python.
FinTech Innovation Strategy and Entrepreneurship - 15 credits
An action-based learning module that offers insights into how business strategy intersects with innovation in finance.
Machine Learning and Fintech Applications - 15 credits
The objective of this module is to prepare you to the transformations that Machine Learning is introducing in the financial industry. With a practical and hands-on approach you will learn how to build machine learning algorithms crucial to the FinTech industry.
Final Semester Project (for students studying MSc in Financial Technology)
Choose one from the following:
- Dissertation - 60 credits
The aim of this module is to provide you with the opportunity to undertake a substantive piece of independent research, integrating research skills development and extending your knowledge and experience to a specialist area. The Dissertation topic may arise from the literature relating to the course of study. Alternatively, it may relate it to current/past work experience. You may be able to use the research topic that was developed in other modules and can be further developed through discussion with the Dissertation Supervisor. The topic selected will need to be appropriate to the course of study, logistically feasible, adequately resourced and will adequately address ethics, safety and any required permissions. Therefore, you and your supervisor will need to invest some time in thinking about the chosen area and topic for research.
- Internship and Consulting Project2 - 60 credits
The internship consulting project* offers you a unique opportunity for practical, meaningful and hands-on work experience, to learn how to work collaboratively with others and obtain a better perspective of careers within the field of Accounting, Finance and Economics. The aim of this module is to develop work-related knowledge, skills and capabilities necessary to pursue further career-related opportunities related to your subject area. The internship consulting project should allow you to put into practice, in a professional environment, the skills and knowledge gained throughout your postgraduate studies. This module will also enhance your own understanding of your working practice, time management, and develop your critical and self-reflective awareness through reflecting on your own learning and personal development in a strategic, analytical and autonomous way. Academic supervisors will guide you through the process, and you will have meetings to review progress and provide a space for critical reflection and feedback. You will work independently, whilst being clearly provided with support through every stage of your journey, including through directed formative submissions. Altogether, you will be able to develop a meaningful project, demonstrating and applying skills attained during the course of your studies at Coventry University London.
- Simulation Project - 60 credits
The Simulation module is an action-based learning module, in which you have the opportunity to act as a professional in the field of accounting, finance and economics in a simulated business environment; making business decisions and seeing the results (real time) in a highly competitive environment over several rounds of simulation representing business years. The Simulation module creates a platform that provides you with the real experience on your learning journey by introducing you to an environment where you actively engage in deep learning through anticipating outcomes and observing the effects of the decisions and business choices you make. The module helps you to learn, to reflect and refine your knowledge by actively engaging in group business review facilitated by your supervisor. This review process helps to reinforce learning derived from application of theoretical framework/models /concepts explored in earlier terms.
Extended Professional Practice Projects (for students studying MSc in Financial Technology with Extended Professional Practice)
- Extended Professional Practice 1 - 0 credits
This is a compulsory module on MSc courses with Extended Professional Practice. This non-credit bearing module, together with Extended Professional Practice 2 will provide students on Extended Professional Practice MSc courses with a substantive professional experience. This will take the form of either an internship2 with a host organisation, or a campus-based professional experience. This experience will support the development of your personal and professional skills, such as communication, team-working, self-management, project management and critical reflection to enhance their future employability. You will be expected to augment your previous learning and experiences in order to develop your knowledge and skills of professional practice in your chosen subject area. This module will also provide you with the necessary experience and focus on completing the project report for Extended Professional Practice Project.
Please note: It is recommended that work experience during Extended Professional Practice 1 module should be at least 11 weeks in length and full time. Approval of work settings by the Talent Team beforehand is mandatory, to be evaluated on its own individual merit, and achievement of the professional practice’s learning and development objectives. All students, regardless of internship length, must adhere to attendance monitoring requirements throughout the course.
- Extended Professional Practice 2 - 0 credits
This is a compulsory module on MSc courses with Extended Professional Practice. This non-credit bearing module is a continuation of Extended Professional Practice 1, providing students on an Extended Professional Practice MSc courses with a substantive professional experience. This will take the form of either a continuation of the internship with a host organisation, or the campus-based professional experience. This module aims to provide you with further professional experiences, building on knowledge and skills, previously gained, consolidating and refining your personal and professional skills, theory and practice and further enhance your future employability. You will be expected to augment your previous learning and experiences in order to develop additional knowledge and skills of professional practice in your chosen subject area. As with the Extended Professional Practice 1, this module will also provide you with the necessary experience and focus on completing the project report for Extended Professional Practice Project.
Please note: It is recommended that work experience during Extended Professional Practice 2 module should be at least 11 weeks in length and full time. Approval of work settings by the Talent Team beforehand is mandatory, to be evaluated on its own individual merit, and achievement of the professional practice’s learning and development objectives. All students, regardless of internship length, must adhere to attendance monitoring requirements throughout the course.
- Extended Professional Practice Project - 60 credits
This is a compulsory module on MSc courses with Extended Professional Practice. This module aims to integrate theory and practice either through undertaking an Extended Professional Practice or campus-based project in an area relevant to the subject being studied. This will have involved you working on an organisational issue either within a host organisation or on campus addressing a project brief, as part of the Extended Professional Practice modules 1 and 2.
The module fits with the individual courses’ aims and learning outcomes in that it helps you to integrate your learning across subject specific taught modules within a real business setting. Moreover, the knowledge and understanding gained within the organisational setting will help you to further develop your subject knowledge and understanding when writing the final report. To be successful in your studies but also in your later career, the module aims to equip you with a range of cognitive, practical and transferable skills, including self-reliance skills, interpersonal, leadership and communication skills, in particular the ability to explain complex information in a clear way, numeracy, digital literacy, a lively and enquiring mind with a logical approach to work, creative problem-solving skills and business acumen. This is in line with current expectations by employers surveyed by professional bodies and with recent research on skills requirements in the future workplace. You will further develop your skills as you undertake a reflection of your experiences during the internship as part of the final assignment. Apart from increasing your knowledge and understanding, this module also aims to develop you into an ethical, responsible individual that collaborates successfully with and leads others from diverse cultures and backgrounds to achieve shared goals, demonstrating global citizenship and social responsibility.
We regularly review our course content, to make it relevant and current for the benefit of our students. For these reasons, course modules may be updated.
Our strong global business connections provide students with access to real-life work experience, so you can put your skills into practice and make connections in the world of work.
How you'll learn
This course’s teaching approach is shaped and driven by Coventry University London’s objective of “delivering career-ready, global enterprising graduates through a real business and professional experience that is tailored to your talents and future career ambitions”. The ability to understand the current state of the global FinTech market and apply relevant technical skills to create innovative solutions to real problems is the most desirable skill required to enter a career in the transforming and differentiating FinTech market. Today’s demanding labour markets, in the UK and internationally, require a number of other abilities and proficiencies. The ability to conduct sound research, computer literacy, capacity to use relevant software, professionalism and presentation skills are some of the attributes that our graduates will look to possess at the end of the course.
The teaching and learning approach is based on the following points:
- The course curriculum and its modules have been approved as career-relevant by external subject specialists;
- Learning success is enhanced by the clear communication of course and module learning outcomes that underpin all learning and assessment activity;
- Academic and business technology is employed where it assists in the achievement of the learning outcomes;
- All modules feature problem-based learning where students develop their skills in collecting, evaluating, and synthesizing resources as well as in critical and creative thinking as they first define and then propose a solution to complex problems;
- To ensure students gain the most from contact hours, active and flipped learning is utilized so that students have sufficient time to engage with the subject knowledge according to their own personal needs, and to prepare for seminars and team work;
- The course and its modules are internationally orientated to develop participants’ intercultural fluency as a reflection of the growing importance of international business;
- Assessment is also career-relevant in its style and format.
This course can be offered on a part-time basis. Whilst we would like to give you all the information about our part-time offering here, it is tailored for each course each year depending on the number of part-time applicants. Therefore, the part-time teaching arrangements vary. Please contact firstname.lastname@example.org for more information about studying this course part-time.
Assessment at Coventry University London has been designed not only to assess your achievement in meeting the learning outcomes in an academically sound manner but also to contribute to its vision of preparing you for the work place. It has been designed to help you establish connections between the knowledge, skills and competencies you develop across the course. An essential element of this process is that feedback will be provided in due time, so it is integrated in the learning process.
Assessment methods include:
- Individual Written Report
- Data Analytics Skills
- Case Study Examination
- Oral Presentation
- Reflective Report
The Coventry University Group assessment strategy ensures that our courses are fairly assessed and allows us to monitor student progression towards the achieving the intended learning outcomes.
Teaching Contact Hours
You will typically receive around 12 hours of contact teaching per week. The contact hours may be made up of a combination of face-to-face teaching, individual and group tutorials, and online classes and tutorials. In addition, you will be expected to undertake a significant amount of self-directed studying and revising in your own time each week, which may include, for example, guided study using hand-outs, online activities.
As an innovative and enterprising institution, the University may seek to utilise emerging technologies within the student experience. For all courses (whether on-campus, blended, or distance learning), the University may deliver certain contact hours and assessments via online technologies and methods. In response to the COVID-19 pandemic, we are prepared for courses due to start in or after the 2022/2023 academic year to be delivered in a variety of forms. The form of delivery will be determined in accordance with Government and Public Health guidance. Whether on campus or online, our key priority is staff and student safety.
International Experience Opportunities
This course takes a globalised approach to the curriculum, placing your learning in the context of international challenges, opportunities and regulatory frameworks. It will prepare you for working globally, whether overseas, or for a multi-national, or for a firm which trades internationally.
You may get the opportunity to work with international students, learning from the perspectives they bring while developing your own ability to work cross-culturally. You could also arrange to do either a consultancy project2 or an internship2 (as part of your final major project) overseas.
Coventry University Group aims to give you the global opportunities needed to become a truly global graduate, enhancing your employability on a global scale. Choose from language classes, studying or working abroad, international field trips, summer schools, leadership development or work experience. Opportunities such as these have enabled previous students to obtain higher starting salaries and develop the global skills employers require and achieve better career progression.
Innovation has always been important in the financial sector but to be able to respond to the current pace and impact of change in FinTech, our students will obtain the skills required in the intersection of financial services and technology in a technology-driven and technology-enabled financial ecosystem. These are the skills most in-demand in the FinTech industry, and the course will be of interest to students looking for a Master’s level FinTech course that is structured around this broad market and highly in-demand skill-set.
An honours undergraduate degree (minimum 2:2) in Finance, Economics, Computer Science or any other area with a strong quantitative background or equivalent is required.
Other applications, where the entry requirements have not been met but professional qualifications (equivalent to level 6) can be evidenced, will be considered on a case-by-case basis. Finance related work experience in private, public or third sectors (a minimum of two years would be desirable) will be considered on a case-by-case basis.
We recognise a breadth of qualifications, speak to one of our advisers today to find out how we can help you.
Select your region to find detailed information about entry requirements:
You can view our full list of country specific entry requirements on our Entry requirements page.
If you do not have the typical entry requirements, you may want to consider studying this course with the International Pathways Programme. Upon successful completion our International Pre-Master's - Business will provide you with the knowledge and skills you need to progress onto this postgraduate degree.
Alternatively, visit our International hub for further advice and guidance on finding in-country agents and representatives, joining our in-country events and how to apply.
Applications from candidates with relevant experience or professional qualifications are encouraged to apply and will be considered on an individual basis. Careful monitoring of applications to ensure that applicants are suited to the course takes place. Where necessary, applicants are interviewed, especially those that do not appear to meet standard admissions criteria. Where deemed appropriate, a written exercise may be administered to establish suitability.
Our regional entry requirements webpage can also provide you with a guide to specific requirements per region.
Our International Hub offers information on entry requirements for your country, as well as contact details for agents and representatives should you need more advice.
English language requirements
- IELTS: This course requires IELTS of 6.5 overall, with no component lower than 5.5. Pre-sessional English is available if required.
If you don't meet the English language requirements, you can achieve the level you need by successfully completing a pre-sessional English programme before you start your course.
For more information on our approved English language tests visit our English language requirements page.
Fees and funding
2022/23 Tuition fees
|Student||Full time||Part time|
|UK||£14,550 | £19,350 (Extended Professional Practice) per year||Not available|
|International||£18,250 | £19,350 (Extended Professional Practice) per year||Not available|
For advice and guidance on tuition fees3 and student loans visit our Postgraduate Finance page.
We offer a range of International scholarships to students all over the world. For more information, visit our International Scholarships page.
Our Financial Technology (FinTech) MSc students have access to a wide range of facilities4 to help you become proficient with some of the leading technology in the FinTech industry, and prepare for the world of work.
Take a virtual tour of our campus to explore all of the facilities available to you.
Standard & Poor Market Intelligence Suite (S&P)
The S&P Suite contains some of the same software used by Wall Street. Its databases and tools can help you track performance, identify investment ideas, and keep up with industry news and insights.
Our dedicated Postgraduate Centre and Financial Suite, Cutlers Exchange, includes highly digital classrooms appropriate to deliver highly technological contents, state of the art teaching facilities, specialised ‘pods’ (enclosed booths which feature personal screens for team projects) and collaborative working spaces and break-out areas.
Need employability support? Our dedicated Talent Team are on hand to help. They can assist you in applying for work placements, graduate level jobs and offer skills development workshops. They also organise networking events to introduce you to potential employers and industry contacts.
Careers and opportunities
On successful completion of the course, you will be able to:
- Compare the main pillars of FinTech relating to the structure, transformation, disruption, risk and regulations to better operationalise their current and possible future impacts on the global financial services.
- Evaluate current technological problems, developments and/or new insights within the financial industry.
- Argue about the economic, political, regulatory and social environments in which FinTech operates and the ethical considerations embedded in these global and societal operations.
- Evaluate various finance theories and techniques and practical skills of interpreting models to apply them to different asset classes in the context of FinTech.
- Select sources and content of financial data and evidence and independently use appropriate programming, statistical and econometrics skills for sound decision-making.
- Evaluate financial innovative ideas by blending the business knowledge and technical skills required in a range of areas in FinTech.
- Select effective, rigorous and reflective skills of self-management and independence in terms of planning, behaviour, motivation, individual initiative and enterprise in order to meet the demands of the field of study in FinTech, while taking responsibility for personal learning and continuous professional development against clearly identified personal career-related goals.
- Evaluate a range of complex and pervasive issues with the use of quantitative and qualitative research and techniques in a systematic, creative and innovative manner to generate sound judgements and recommendations that are communicated effectively to both a specialist and non-specialist audience in the financial services sector.
Students will emerge from Coventry University London’s MSc Financial Technology (FinTech) with a set of highly employable behaviours, attitudes and competencies which are in high demand among employers and are indispensable qualities within the FinTech industry:
- Quantitative, analytical and programming skills,
- Regulatory and soft skills, for example, critical thinking and understanding, problem-solving, creativity, communication, team working, and agile practices.
Typical career routes for graduates from this course will include:
- Banking and regulatory bodies professionals,
- Innovation experts (joining a FinTech start-up, developing a new technology or idea),
- Entrepreneurs (creating own or returning to a family business),
- Consultants for challenger banks,
- Financial analysts,
- Data scientists,
- Corporate analysts,
- Working for international financial and government institutions, and
- Academia, including further PhD study.
Where our graduates work
Previous graduates of our MSc Financial Technology course have gone on to work at Barclays, Ribbon and CFTE to name a few.
As part of the journey of professional and role development, students are encouraged to continue on their academic journey through access to a range of higher degrees, including PhD and other taught doctorates.
The course has really been insightful, I remember going "oh wow I did not know that" on so many occasions during my studies. The basic idea I had about what FinTech is was replaced by an extensive overview in the first term and then an even more focused perspective into the technological aspects in the second. I have been able to think and be analytical in ways my technical colleagues are not able to and vice versa, and it has been a refreshing experience learning from these different viewpoints and working together to improve ourselves.
How to apply
To apply to study for a postgraduate course at Coventry University London, you can apply online.
For further support or more information about your course get in touch with us today.
Students applying to start in September should apply directly to the university. Read our application pages to find out your next steps to apply.How to apply
For further support for international applicants applying for an postgraduate degree view our International hub.
Get in touch with us today for further advice and guidance.
The majority of our courses have been formally recognised by professional bodies, which means the courses have been reviewed and tested to ensure they reach a set standard. In some instances, studying on an accredited course can give you additional benefits such as exemptions from professional exams (subject to availability, fees may apply). Accreditations, partnerships, exemptions and memberships shall be renewed in accordance with the relevant bodies’ standard review process and subject to the university maintaining the same high standards of course delivery.
2UK and international opportunities
Please note that we are unable to guarantee any UK or International opportunities (whether required or optional) such as internships, work experience, field trips, conferences, placements or study abroad opportunities and that all such opportunities may be subject to additional costs (which could include, but is not limited to, equipment, materials, bench fees, studio or facilities hire, travel, accommodation and visas), competitive application, availability and/or meeting any applicable travel COVID and visa requirements. To ensure that you fully understand the visa requirements, please contact the International Office.
The University will charge the tuition fees that are stated in the above table for the first Academic Year of study. The University will review tuition fees each year. For Home Students, if Parliament permit an increase in tuition fees, the University may increase fees for each subsequent year of study in line with any such changes. Note that any increase is expected to be in line with inflation.
For International Students, we may increase fees each year but such increases will be no more than 5% above inflation. If you defer your course start date or have to extend your studies beyond the normal duration of the course (e.g. to repeat a year or resit examinations) the University reserves the right to charge you fees at a higher rate and/or in accordance with any legislative changes during the additional period of study.
Facilities are subject to availability. Due to the ongoing restrictions relating to COVID-19, some facilities (including some teaching and learning spaces) may vary from those advertised and may have reduced availability or restrictions on their use.
By accepting your offer of a place and enrolling with us, a Student Contract will be formed between you and the university. A copy of the 2022/23 contract can be found here. The Contract details your rights and the obligations you will be bound by during your time as a student and contains the obligations that the university will owe to you. You should read the Contract before you accept an offer of a place and before you enrol at the university.