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Student Finance

UK Undergraduate students can apply for Student Finance now. You are advised to apply as early as possible so that you can pay your tuition fees and living costs when you arrive at university.

As a UK undergraduate student, you may be entitled to two types of financial support – tuition fee and maintenance loans.

A tuition fee loan usually covers your course fees in full per year and is paid directly to the university. However, you can also apply for a maintenance loan to help you with your living costs while at university. This is paid directly into your bank account, usually in three instalments throughout the year, at the start of each semester.

Student loans are not like standard loans that you would receive from a bank. You only start repaying them once you are employed and are earning over a certain amount of money per year. The earliest you’ll start repaying is the April after you leave your course.

Professional and Career Development Loans

Students may be able to apply for a Professional and Career Development Loan (PCDL) to help towards costs. PCDLs are bank loans that can be used to pay for work-related learning. You can borrow between £300 and £10,000 to help support the cost of up to two years of learning (or three years if it includes one year’s relevant unpaid practical work). Further information on financial assistance to support your learning can be found on the PCDL website.

If you need to send in your PCDL form to be completed by the University or have your PCDL approved letter please send to the Finance Office, Student Centre.

Guide to student finance

Student finance step by step

You may also be able to get extra money on top of this, for example if you’re on a low income, are disabled or have children.

Check if you’re eligible for student finance, how much you can get and how to apply.

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